Which of the following is NOT a mandatory coverage in Connecticut homeowners' insurance policies?

In Connecticut homeowners' insurance policies, coverage for vehicles is not a mandatory inclusion. Homeowners' insurance is specifically designed to cover the home and its occupants against certain risks, including damage to the dwelling and liability for injuries or damages that occur on the property.

Coverage for liability is essential as it provides financial protection in case someone is injured on the property or if the homeowner is responsible for damages to someone else's property. Coverage for dwelling is also critical since it ensures the structure of the home is protected against perils like fire, theft, or vandalism. Additionally, coverage for additional living expenses is important because it offers financial support for policyholders who need to live elsewhere while their home is being repaired after a covered loss.

In contrast, coverage for vehicles is typically handled under auto insurance policies rather than homeowners' policies. Each type of insurance serves distinct needs, which is why vehicle coverage is not included in the mandatory provisions of homeowners' insurance.