Connecticut Insurance Laws and Rules Practice Exam

Question: 1 / 400

What is required for an insurance policy cancellation in Connecticut?

The insurer must provide 15 days' notice to the policyholder

The insurer must provide 30 days' notice to the policyholder

In Connecticut, when an insurer intends to cancel a policy, they are required to provide the policyholder with 30 days' written notice. This regulation ensures that policyholders have adequate time to seek alternative coverage and manage their insurance needs without abrupt disruptions. The 30-day notice period is a fundamental protection for consumers, balancing the interests of insurers and ensuring that policyholders are not left without insurance unexpectedly.

While other elements may also be relevant in the context of policy cancellations — such as the handling of premiums or consent — the critical requirement that distinguishes the correct answer is the explicit notice period mandated by state law. This notice is a legal obligation for insurers and serves to uphold transparency and fair practices in the insurance marketplace.

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The insurer must refund any unused premium

The insurer must obtain written consent from the policyholder

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