What is the required waiting period for a health insurance policy for pre-existing condition coverage in Connecticut?

In Connecticut, health insurance policies that cover pre-existing conditions are required to have no waiting period. This means that individuals cannot be denied coverage for pre-existing conditions after a health insurance policy begins. This policy is in alignment with the Affordable Care Act (ACA), which prohibits health insurers from denying coverage or charging higher premiums based solely on a person's health status or pre-existing conditions.

The absence of a waiting period is designed to ensure that individuals with existing health conditions can access necessary health care coverage without facing barriers. This aspect of Connecticut law promotes fairness and equity in health insurance, ensuring that all residents can obtain the coverage they need when they need it, regardless of their medical history.