What is the maximum benefit amount for uninsured motorist coverage in Connecticut?

In Connecticut, the maximum benefit amount for uninsured motorist coverage is tied to the policyholder's bodily injury liability limits. This means that the coverage for uninsured motorists needs to match the selected liability coverage limits the insured has chosen for bodily injury. This rule ensures that if a driver is harmed by an uninsured motorist, they have sufficient financial protection that corresponds with the coverage they have for when they are at fault in an accident with an insured driver.

This structure also incentivizes consumers to maintain higher limits on their bodily injury liability coverage, as their uninsured motorist coverage will follow suit. It's crucial for individuals to understand that uninsured motorist coverage is designed to protect drivers in situations where the at-fault party does not have insurance, effectively allowing them to seek compensation similar to that which they would receive if the other driver were insured. Therefore, maintaining adequate coverage not only provides financial protection but also promotes greater road safety.