What distinguishes a Certified Insurance Consultant?

A Certified Insurance Consultant is distinguished primarily by their ability to provide professional advice regarding insurance matters for a fee. This licensing enables them to offer expertise across various types of insurance, helping clients to navigate their choices and make informed decisions based on individual needs and circumstances.

The nature of the consultant's role is advisory, implying a deep understanding of insurance products, markets, and trends, which they use to guide clients effectively. By being licensed specifically for this purpose, Certified Insurance Consultants demonstrate a commitment to professionalism and adherence to regulatory standards in their advisory practices.

This role is different from merely selling policies, which focuses on transactional interactions rather than in-depth consulting. It also does not limit the consultant to the specialized functions associated with underwriting or regulatory roles, as those require different skill sets and licenses. Consequently, the consultant's broad advisory capacity sets them apart in the insurance industry.