Under COBRA, how long can coverage continue after the death of a group member?

Under COBRA (the Consolidated Omnibus Budget Reconciliation Act), continuation of health coverage is available under certain circumstances, including the death of a covered employee. When a covered employee passes away, their dependents are eligible to continue their health care coverage for up to 36 months (or 3 years).

The choice indicating 156 weeks is equivalent to approximately 3 years, which aligns with the duration of coverage provided by COBRA in this situation. This extension allows dependents to maintain their health insurance benefits, ensuring that they have access to necessary medical care during a challenging time. The ability to extend coverage for 36 months after the death of the group member serves to provide stability to the family, helping them adjust without the immediate concern of losing their health insurance.