Group insurance policies covering dependents must also cover which of the following?

Prepare for the Connecticut Insurance Laws and Rules Exam. Explore flashcards and detailed multiple-choice questions, each supplemented with helpful hints and explanations. Ace your exam with confidence!

In Connecticut, group insurance policies that extend coverage to dependents are required to also offer coverage to physically or mentally handicapped dependents beyond the typical eligibility age. This provision is important because it ensures that dependents who may need continued support and care due to their condition can maintain access to necessary health insurance benefits. This aspect of coverage addresses the unique needs of these individuals, as they may not be able to achieve self-sufficiency or maintain coverage on their own due to their disabilities.

The other options might represent common scenarios for dependent coverage, but they do not have the same mandated recognition under the law. For instance, while dependents typically may be covered until a certain age or while pursuing education, the requirement to cover handicapped dependents beyond that age reflects a more inclusive approach to insurance coverage, recognizing the ongoing needs of individuals with disabilities.

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